Not everyone in financial difficulty needs to file Bankruptcy or a Consumer Proposal. While it might be the first thing you think of, you may have other options that we will review with you. Want a second opinion? It won’t cost you anything to call us for a confidential consultation.

Depending on your financial circumstances, if you are able to pay your debts in full with a significant reduction on interest, you may be able to enter into a monthly debt repayment plan. Should this be a viable option, we can make a referral.

Licensed Insolvency Trustees have a duty to help you understand what your options are.